Adamjee Insurance Company Limited AICL
Rs 89.29
Vol6,614,789Updated10:3029 Jul 2026
01—At a Glance
The headline take on AICL — valuation, income, returns, and efficiency
Consolidated snapshot
02—Price & Performance
Closing prices across timeframes, returns, and range context
AICL — Price History
Daily closing series · toggle period below
03—Key Metrics
Valuation, profitability, structure, and risk in one grid
04—Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
AICL has paid Rs 4.00 per share in cash dividends over the trailing 12 months — a 4.5% yield at the last close. Its most recent payout was Rs 2.00/share, announced 18 Feb 2026 with book closure from 21 Apr 2026. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 18 Feb 2026 | 31 Dec 2025 (YR) | Cash | Rs 2.00(20%) | 21 Apr 2026 – 28 Mar 2026 |
| 28 Aug 2025 | 30 Jun 2025 (HYR) | Cash | Rs 2.00(20%) | 10 Sept 2025 – 12 Sept 2025 |
| 04 Mar 2025 | 31 Dec 2024 (YR) | Cash | Rs 1.50(15%) | 22 Apr 2025 – 29 Apr 2025 |
05—Financials & Earnings
Income, balance sheet, and key ratios from published accounts
AICL's market capitalisation stands at Rs 31.25B as of 29 Jul 2026 — up 30.1% over the past 12 months (from Rs 24.03B).
Financial Statements
How OGDC's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | Trend |
|---|---|---|---|---|---|---|---|
| Other Income | 1,086 | 1,199 | 1,428 | 945 | 523 | 559 | |
| Financial Charges | 14 | 9 | 5 | 38 | 54 | 20 | |
| Profit Before Tax | 9,816 | 8,593 | 5,000 | 3,261 | 4,270 | 2,231 | |
| Taxation | 4,052 | 3,640 | 2,283 | 875 | 1,326 | 154 | |
| Profit After Tax | 5,764 | 4,953 | 2,717 | 2,386 | 2,944 | 2,077 | |
| EPS - Basic (Rs) | Rs 15.93 | Rs 13.71 | Rs 7.50 | Rs 6.69 | Rs 8.41 | Rs 5.93 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Earnings per share | Rs 15.93 |
Earnings per share
EPS — Basic · Rs
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY25
| Ratio | Value |
|---|---|
| Effective tax rate | 41.3% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 31.25B
Valuation & Capital Returns
What the market is paying for AICL, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 5.09x |
Price to earnings
Period-end price ÷ EPS · times
06—Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 80.01) is below the 30-day SMA (Rs 80.64). RSI at 66 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 80.01 | -10.39% | Above |
| SMA 30 | Rs 80.64 | -9.69% | Above |
| SMA 60 | Rs 78.17 | -12.46% | Above |
| SMA 200 | Rs 82.31 | -7.82% | Above |
At 66, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD1.39
- Signal0.35
- Histogram+1.04
07—Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
As of 16 Jul 2026
Futures Blank Sale Insights
Blank sale value vs OI and free float
08—Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 16 Jul 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
10—About the Company
Business description, governance, and corporate information
Adamjee Insurance Company Limited is a public limited Company incorporated in Pakistan on September 28, 1960 under the repealed Companies Act, 1913 (now the Companies Act, 2017). The Company is principally engaged in the general insurance business.
Corporate Information
- RegistrarCDC Share Registrar Services Limited CDC House, 99-B, Block-B, S.M.C.H.S., Main Shahra-e-Faisal, Karachi
- AuditorRiaz Ahmad & Company Chartered Accountants 10-B, Saint Mary Park Main Boulevard, Gulberg III, Lahore, Pakistan
- Websitewww.adamjeeinsurance.com
- AddressAdamjee House, 80/A, Block E-1, Main Boulevard , Gulberg III, Lahore
- SectorInsurance
Key People
| Name | Role |
|---|---|
MAMuhammad Ali Zeb | CEO |
MUMian Umer Mansha | Chairperson |
TFTameez-ul-Haque, FCA | Company Secretary |
Reports & Filings
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sept 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sept 2024PDF
- Quarterly Report — 30 Jun 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
11—Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 01 Jun 2026Board MeetingsGeneral Meetings / Briefing Sessions
- 22 May 2026Others
- 22 May 2026Board Meetings
- 12 May 2026DividendCredit of Final Cash Dividend
- 30 Apr 2026Report
- 28 Apr 2026Financial Results
- 28 Apr 2026Financial Results
- 28 Apr 2026Others
12—Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
AICL vs Insurance sector median
| Metric | AICL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 5.6x | 6.1x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 4.5% | 7.4% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | -4.5% |
| 1-Year Return | +27.6% | +3.8% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 31.25B | Rs 4.26B |
Insurance · sector heat
13—Frequently Asked Questions
The most common questions investors ask about AICL
Frequently Asked Questions
AICL closed at Rs 89.29 on 29 Jul 2026, down 1.40% on the day, within a 52-week range of Rs 60.20–124.89. Prices on this page refresh through the trading day; log in to BSL for live quotes.
Adamjee Insurance Company Limited is a public limited Company incorporated in Pakistan on September 28, 1960 under the repealed Companies Act, 1913 (now the Companies Act, 2017). See About the Company on this page for the full profile, management, and corporate information.
AICL has paid Rs 4.00 per share in cash dividends over the trailing 12 months — a 4.5% yield at the last close. Review the payout history in the Dividends section and compare with the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. The most recent was a payout of Rs 2.00 per share with book closure from 21 Apr 2026. New announcements appear on this page and on the PSX ex-dates calendar.
Yes — AICL is a KSE-100 constituent. See the full KSE-100 index constituents and weights. AICL is not currently on the PSX Shariah-compliant list.
AICL trades at 5.6x earnings against a Insurance median of 6.1x, with a 4.5% dividend yield versus 7.4%. The full comparison table and peer list are in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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