Clover Pakistan Limited CLOV
Rs 8.23
Vol10,849,176Updated10:3030 Jul 2026
01—At a Glance
The headline take on CLOV — valuation, income, returns, and efficiency
Consolidated snapshot
02—Price & Performance
Closing prices across timeframes, returns, and range context
CLOV — Price History
Daily closing series · toggle period below
03—Key Metrics
Valuation, profitability, structure, and risk in one grid
04—Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
CLOV has no cash dividend in the trailing 12 months. Its most recent payout was a 25% bonus issue, announced 26 Feb 2025 with book closure from 12 Mar 2025. Annual dividend-per-share history back to 2016 is charted below.
Latest Payout
Dividend Per Share Trend
Payout History
Source: PSX company payouts
| Announced | For Period | Type | Amount | Book Closure |
|---|---|---|---|---|
| 26 Feb 2025 | 31 Dec 2024 (HYR) | Bonus | 25% | 12 Mar 2025 – 18 Mar 2025 |
05—Financials & Earnings
Income, balance sheet, and key ratios from published accounts
CLOV's market capitalisation stands at Rs 3.20B as of 30 Jul 2026 — down 80.0% over the past 12 months (from Rs 16.05B).
Financial Statements
How OGDC's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | Trend |
|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 3,678 | 1,812 | 59 | 93 | 374 | 394 | |
| Cost of Sales | 3,263 | 1,564 | 68 | 85 | 399 | 309 | |
| Gross Profit | 415 | 248 | -9 | 9 | -24 | 85 | |
| Administrative Expenses | 40 | 46 | 40 | 72 | 88 | 56 | |
| Operating Profit | 283 | 199 | -75 | -98 | -176 | -34 | |
| EBITDA | 287 | 202 | -71 | -89 | -168 | -27 | |
| Other Income | 0 | 2 | 6 | 2 | 3 | 53 | |
| Financial Charges | 0 | 0 | 0 | 1 | 1 | 3 | |
| Profit Before Tax | 261 | 185 | -71 | -105 | -567 | -153 | |
| Taxation | 7 | 7 | 1 | 5 | 38 | 2 | |
| Profit After Tax | 253 | 192 | -72 | -110 | -605 | -155 | |
| EPS - Basic (Rs) | Rs 6.51 | Rs 4.94 | Rs -2.29 | Rs -3.52 | Rs -19.43 | Rs -4.98 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Net profit margin | 6.9% |
| Gross profit margin | 11.3% |
| EBITDA margin | 7.8% |
| EBIT margin | 7.7% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY25
| Ratio | Value |
|---|---|
| Effective tax rate | 2.7% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 3.20B
Valuation & Capital Returns
What the market is paying for CLOV, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 5.89x |
| Price to sales | 4.06x |
Price to earnings
Period-end price ÷ EPS · times
06—Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 7.74) is below the 30-day SMA (Rs 8.00). RSI at 49 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 7.74 | -5.97% | Above |
| SMA 30 | Rs 8.00 | -2.85% | Above |
| SMA 60 | Rs 8.22 | -0.08% | Above |
| SMA 200 | Rs 36.52 | +343.70% | Below |
At 49, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.38
- Signal-0.58
- Histogram+0.19
07—Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for CLOV on the latest PSX DFC report.
08—Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 16 Jul 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
10—About the Company
Business description, governance, and corporate information
Clover Pakistan Ltd was incorporated in Pakistan on September 30, 1986 as a Public Listed Company under the repealed companies ordinance, 1984 (now Companies Act 2017). The principal business of the Company includes sale of food products, consumer durables, chemicals and lubricants and also import & trade of gantry equipment's air/oil filter and other car care products. The Company is also involved in marketing & distribution and after sales support of office automation products, fuel dispensers, vending machines and digital screens.
Corporate Information
- RegistrarFAMCO Share Registration Services (Pvt) Ltd. 8 F Next to Hotel Faran Nursery, Block 6 PECHS Shahrah e Faisal, Karachi, Pakistan.
- AuditorReanda Haroon Zakaria & Company, Chartered Accountants.
- Websitewww.clover.com.pk
- AddressBanglow No 23-B, Lalazar, Off M.T. Khan Road, Karachi
- SectorFood & Personal Care Products
- Financial Year EndJune
Key People
| Name | Role |
|---|---|
JIJavaid Iqbal | CEO |
SCSalim Chamdia | Chairperson |
OAOwais Ali Khan | Company Secretary |
Reports & Filings
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 31 Dec 2025PDF
- Quarterly Report — 30 Sept 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 31 Dec 2024PDF
- Quarterly Report — 30 Sept 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
11—Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 29 Jul 2026Material Information
- 25 May 2026Others
- 21 May 2026Board Meetings
- 08 May 2026Others
- 06 May 2026Report
- 29 Apr 2026Financial Results
- 21 Apr 2026Board Meetings
- 21 Apr 2026Others
12—Peers in Food & Personal Care Products
How the cohort is moving — same-sector stocks by market cap
CLOV vs Food & Personal Care Products sector median
| Metric | CLOV | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 1.3x | 15.2x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 0.0% | 0.0% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 62.4% | 11.5% |
| 1-Year Return | -79.8% | -2.0% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 3.20B | Rs 7.43B |
Food & Personal Care Products · sector heat
13—Frequently Asked Questions
The most common questions investors ask about CLOV
Frequently Asked Questions
CLOV closed at Rs 8.23 on 30 Jul 2026, up 5.38% on the day, within a 52-week range of Rs 6.59–88.64. Prices on this page refresh through the trading day; log in to BSL for live quotes.
Clover Pakistan Ltd was incorporated in Pakistan on September 30, 1986 as a Public Listed Company under the repealed companies ordinance, 1984 (now Companies Act 2017). See About the Company on this page for the full profile, management, and corporate information.
CLOV has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No upcoming payout is announced yet. The most recent was a 25% bonus issue with book closure from 12 Mar 2025. New announcements appear on this page and on the PSX ex-dates calendar.
Yes — Clover Pakistan Limited is on the PSX's Shariah-compliant (KMI All Shares) list. Browse all Shariah-compliant PSX stocks.
CLOV trades at 1.3x earnings against a Food & Personal Care Products median of 15.2x. The full comparison table and peer list are in the Peers section, or explore the Food & Personal Care Products sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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