FABL logo

Faysal Bank Limited FABL

Market closed

Rs 100.29

-0.67 (-0.66%)

Vol553,023Updated10:3029 Jul 2026

01At a Glance

The headline take on FABL — valuation, income, returns, and efficiency

Consolidated snapshot

Faysal Bank Limited (FABL) is a Commercial Banks company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, FABL last traded at Rs 100.29 (-0.66% on the day) with a market cap of Rs 152.21B and a free float of 30.0%. Over the last 12 months the stock has returned +24.6%. Cash dividends declared over the trailing 12 months total Rs 6.50/share (yield 6.5%). The stock trades at a P/E of 7.0x. A member of the KSE-100 index.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

7.0x
Rs 14.30
1Y Return
+24.6%
Rs 152.21B

02Price & Performance

Closing prices across timeframes, returns, and range context

FABL — Price History

Daily closing series · toggle period below

1M Return+1.1%
3M Return+11.5%
6M Return+0.8%
1Y Return+24.6%
Day's Range64% of range
Rs 100.29
LowRs 99.05
HighRs 101.00
52-Week Range84% of range
Rs 100.29
LowRs 69.33
HighRs 106.00

03Key Metrics

Valuation, profitability, structure, and risk in one grid

7.0xTrailing annual EPS
Rs 14.30Latest annual · basic
1.32xBook Rs 76.07
6.48%Rs 6.50/sh trailing 12m
1.18Higher than market
Rs 152.21BLarge cap
30.0%455M shares
Ratio n/a
19.4%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

FABL has paid Rs 6.50 per share in cash dividends over the trailing 12 months — a 6.5% yield at the last close. Its most recent payout was Rs 1.50/share, announced 23 Apr 2026 with book closure from 01 May 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 1.50
Trailing Yield
6.48%
Payout Ratio
45.5%
Announced
23 Apr 2026

Dividend Per Share Trend

2021
Rs 1.50
2022
Rs 7.00
2023
Rs 4.00
2024
Rs 7.00
2025
Rs 6.50

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
23 Apr 202631 Mar 2026 (IQ)CashRs 1.50(15%)01 May 2026 – 03 May 2026
19 Feb 202631 Dec 2025 (YR)CashRs 2.00(20%)20 Mar 2026 – 26 Mar 2026
23 Oct 202530 Sept 2025 (IIIQ)CashRs 1.50(15%)06 Nov 2025 – 08 Nov 2025
28 Aug 202530 Jun 2025 (HYR)CashRs 1.50(15%)11 Sept 2025 – 13 Sept 2025
24 Apr 202531 Mar 2025 (IQ)CashRs 1.50(15%)08 May 2025 – 10 May 2025
20 Feb 202531 Dec 2024 (YR)CashRs 2.50(25%)19 Mar 2025 – 25 Mar 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

FABL's market capitalisation stands at Rs 152.21B as of 29 Jul 2026 up 27.6% over the past 12 months (from Rs 119.29B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Net Sales / Revenue99,07397,74583,14248,94634,34332,765
Administrative Expenses55,86348,67639,80126,99520,60619,401
Profit Before Tax47,04750,40841,42222,39313,40910,770
Taxation25,34427,37921,37611,1605,2564,260
Profit After Tax21,70323,02820,04611,2338,1536,511
EPS - Basic (Rs)Rs 14.30Rs 15.17Rs 13.21Rs 7.40Rs 5.37Rs 4.29

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin21.9%

Net profit margin

Net profit ÷ revenue · %

0.0%6.0%12.1%18.1%24.1%19.9%FY2023.7%FY2122.9%FY2224.1%FY2323.6%FY2421.9%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate53.9%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%13.6%27.2%40.7%54.3%39.6%FY2039.2%FY2149.8%FY2251.6%FY2354.3%FY2453.9%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 152.21B

Rs 158.11BRs 111.35BRs 64.58BRs 17.82BJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 152.21B

Valuation & Capital Returns

What the market is paying for FABL, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings6.49x
Price to sales1.42x

Price to earnings

Period-end price ÷ EPS · times

0.00x1.62x3.24x4.87x6.49x4.03xFY204.28xFY213.49xFY222.47xFY233.20xFY246.49xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
BUY

10-day SMA (Rs 99.96) is above the 30-day SMA (Rs 99.58). RSI at 55 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 99.96-0.33%Above
SMA 30Rs 99.58-0.71%Above
SMA 60Rs 94.29-5.99%Above
SMA 200Rs 91.44-8.82%Above
55Neutral
0 · Oversold305070100 · Overbought

At 55, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD1.11
  • Signal1.40
  • Histogram-0.29
R2Resistance 2
Rs 110.76
10.4%
R1Resistance 1
Rs 105.53
5.2%
NOWCurrent
Rs 100.29
S1Support 1
Rs 95.53
-4.7%
S2Support 2
Rs 90.76
-9.5%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Rs 58.52M
Margin Trading System
Rs 8.43M
Margin financing
Rs 66.95M
-10.01% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

As of 16 Jul 2026

Rs 1.99M
Futures blank sales (Rs)
7.20%
Blank sale ÷ OI
0.19%
Blank sale ÷ free float

Futures Blank Sale Insights

Blank sale value vs OI and free float

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %64.24%Most recent print
Average · 3M68.12%Mean over window
Change · 3M+1.07%First → last
Range · 3M42.0–87.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 30.0%Non-float · 70.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 15.18B
Total Shares1.52B
455M
30.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Faysal Bank Limited was incorporated in Pakistan on October 3, 1994 as a public limited company under the provisions of the Companies Ordinance, 1984 (now companies Act, 2017). The Bank is mainly engaged in Conventional and Islamic Corporate, Commercial and Consumer banking activities.

KSE-100Shariah CompliantCommercial Banks

Corporate Information

  • RegistrarCDC Share Registrar Services Limited CDC House, 99-B, Block-B, SMCHS, Main Shahra-e-Faisal, Karachi
  • AuditorKPMG Taseer Hadi & Co., Chartered Accountants
  • Websitewww.faysalbank.com
  • AddressFaysal Bank Limited Faysal House, St-02, Commercial Lane, Main Shahrah-e-Faisal, Karachi, Pakistan.
  • SectorCommercial Banks
  • Financial Year EndDecember

Key People

NameRole
YHYousaf Hussain
CEO
MMMian Muhammad Younis
Chairperson
AAAurangzeb Amin
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Commercial Banks

How the cohort is moving — same-sector stocks by market cap

FABL vs Commercial Banks sector median

Median across 19 sector constituents · nulls excluded per metric

MetricFABLSector median
7.0x6.6x
6.5%7.1%
19.4%17.1%
1-Year Return+24.6%+24.6%
Rs 152.21BRs 152.21B

13Frequently Asked Questions

The most common questions investors ask about FABL

Frequently Asked Questions

FABL closed at Rs 100.29 on 29 Jul 2026, down 0.66% on the day, within a 52-week range of Rs 69.33–106.00. Prices on this page refresh through the trading day; log in to BSL for live quotes.

Ready to invest in FABL?

Open a BSL trading account in under 10 minutes

Buy and sell FABL and 550+ other PSX-listed stocks with low commissions, real-time data, and a concierge research desk backing every trade.

Open Account