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Habib Metropolitan Bank Limited HMB

Market closed

Rs 113.72

-0.17 (-0.15%)

Vol83,070Updated10:3029 Jul 2026

01At a Glance

The headline take on HMB — valuation, income, returns, and efficiency

Consolidated snapshot

Habib Metropolitan Bank Limited (HMB), commonly searched as Habib Metro Bank, is a Commercial Banks company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, HMB last traded at Rs 113.72 (-0.15% on the day) with a market cap of Rs 119.16B and a free float of 45.0%. Over the last 12 months the stock has returned -0.2%. Cash dividends declared over the trailing 12 months total Rs 12.00/share (yield 10.6%). The stock trades at a P/E of 5.3x. A member of the KSE-100 index.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

5.3x
Rs 21.63
1Y Return
-0.2%
Rs 119.16B

02Price & Performance

Closing prices across timeframes, returns, and range context

HMB — Price History

Daily closing series · toggle period below

1M Return-2.0%
3M Return-4.4%
6M Return-2.8%
1Y Return-0.2%
Day's Range46% of range
Rs 113.72
LowRs 112.70
HighRs 114.90
52-Week Range37% of range
Rs 113.72
LowRs 103.00
HighRs 132.00

03Key Metrics

Valuation, profitability, structure, and risk in one grid

5.3xTrailing annual EPS
Rs 21.63Latest annual · basic
0.89xBook Rs 127.95
10.55%Rs 12.00/sh trailing 12m
0.79Lower than market
Rs 119.16BLarge cap
45.0%472M shares
Ratio n/a
18.2%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

HMB has paid Rs 12.00 per share in cash dividends over the trailing 12 months — a 10.6% yield at the last close. Its most recent payout was Rs 2.50/share, announced 24 Apr 2026 with book closure from 06 May 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 2.50
Trailing Yield
10.55%
Payout Ratio
55.5%
Announced
24 Apr 2026

Dividend Per Share Trend

2021
Rs 5.00
2022
Rs 5.25
2023
Rs 10.50
2024
Rs 12.00
2025
Rs 12.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
24 Apr 202631 Mar 2026 (IQ)CashRs 2.50(25%)06 May 2026 – 06 May 2026
13 Feb 202631 Dec 2025 (YR)CashRs 4.50(45%)23 Mar 2026 – 30 Mar 2026
27 Oct 202530 Sept 2025 (IIIQ)CashRs 2.50(25%)05 Nov 2025 – 07 Nov 2025
13 Aug 202530 Jun 2025 (HYR)CashRs 2.50(25%)25 Aug 2025 – 27 Aug 2025
23 Apr 202531 Mar 2025 (IQ)CashRs 2.50(25%)06 May 2025 – 08 May 2025
20 Feb 202531 Dec 2024 (YR)CashRs 4.50(45%)21 Mar 2025 – 28 Mar 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

HMB's market capitalisation stands at Rs 119.16B as of 29 Jul 2026 up 1.5% over the past 12 months (from Rs 117.35B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Net Sales / Revenue92,84493,87688,62055,22641,39239,141
Administrative Expenses39,52434,06329,14722,32816,85814,573
Profit Before Tax50,00854,10553,12528,46921,98820,386
Taxation26,84728,33927,88813,5458,1268,051
Profit After Tax23,16125,76625,23714,92413,86212,335
EPS - Basic (Rs)Rs 21.63Rs 23.80Rs 23.44Rs 13.72Rs 12.90Rs 11.50

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin24.9%

Net profit margin

Net profit ÷ revenue · %

0.0%8.4%16.7%25.1%33.5%31.5%FY2033.5%FY2127.0%FY2228.5%FY2327.4%FY2424.9%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate53.7%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%13.4%26.8%40.3%53.7%39.5%FY2037.0%FY2147.6%FY2252.5%FY2352.4%FY2453.7%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 119.16B

Rs 135.80BRs 95.63BRs 55.47BRs 15.30BJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 119.16B

Valuation & Capital Returns

What the market is paying for HMB, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings5.15x
Price to sales1.26x

Price to earnings

Period-end price ÷ EPS · times

0.00x1.29x2.57x3.86x5.15x3.39xFY203.32xFY212.47xFY222.36xFY233.66xFY245.15xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 114.28) is below the 30-day SMA (Rs 116.03). RSI at 42 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 114.28+0.50%Below
SMA 30Rs 116.03+2.03%Below
SMA 60Rs 116.12+2.11%Below
SMA 200Rs 116.17+2.16%Below
42Neutral
0 · Oversold305070100 · Overbought

At 42, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.79
  • Signal-0.48
  • Histogram-0.31
R2Resistance 2
Rs 125.44
10.3%
R1Resistance 1
Rs 119.58
5.2%
NOWCurrent
Rs 113.72
S1Support 1
Rs 109.68
-3.6%
S2Support 2
Rs 105.64
-7.1%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 717.13K
-38.66% MoMMargin financing
Rs 717.13K
-38.66% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for HMB on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %97.84%Most recent print
Average · 3M89.57%Mean over window
Change · 3M+4.90%First → last
Range · 3M56.2–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 45.0%Non-float · 55.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 10.48B
Total Shares1.05B
472M
45.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Habib Metropolitan Bank Limited was incorporated in Pakistan on 3 August 1992, as a public limited company, under the Companies Ordinance, 1984 (now Companies Act, 2017) and is engaged in commercial banking and related services. The Bank is a subsidiary of Habib Bank AG Zurich - Switzerland (the Holding Company with 51% shares in the Bank) which is incorporated in Switzerland.

KSE-100Commercial Banks

Corporate Information

  • RegistrarCDC Share Registrar Services Limited CDC House, 99-B, Block-B S.M.C.H.S., Main Shahra-e-Faisal Karachi
  • AuditorKPMG Taseer Hadi & Co Chartered Accountant.
  • Websitewww.habibmetro.com
  • AddressGround Floor, HabibMetro Head Office, I. I. Chundrigar Road,Karachi
  • SectorCommercial Banks
  • Financial Year EndDecember

Key People

NameRole
KSKhurram Shahzad Khan
CEO
MRMohamedali R. Habib
Chairperson
MMMehvish Muneera
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Commercial Banks

How the cohort is moving — same-sector stocks by market cap

HMB vs Commercial Banks sector median

Median across 19 sector constituents · nulls excluded per metric

MetricHMBSector median
5.3x6.6x
10.6%7.1%
18.2%17.1%
1-Year Return-0.2%+24.6%
Rs 119.16BRs 152.21B

13Frequently Asked Questions

The most common questions investors ask about HMB

Frequently Asked Questions

HMB closed at Rs 113.72 on 29 Jul 2026, down 0.15% on the day, within a 52-week range of Rs 103.00–132.00. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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