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Samba Bank Limited SBL

Market closed

Rs 16.01

+1.04 (+6.95%)

Vol18,512,128Updated10:3029 Jul 2026

01At a Glance

The headline take on SBL — valuation, income, returns, and efficiency

Consolidated snapshot

Samba Bank Limited (SBL) is a Commercial Banks company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, SBL last traded at Rs 16.01 (+6.95% on the day) with a market cap of Rs 16.14B and a free float of 20.0%. Over the last 12 months the stock has returned +67.1%. The stock trades at a P/E of 22.2x.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

22.2x
Rs 0.72
1Y Return
+67.1%
Rs 16.14B

02Price & Performance

Closing prices across timeframes, returns, and range context

SBL — Price History

Daily closing series · toggle period below

1M Return+66.3%
3M Return+56.4%
6M Return+6.0%
1Y Return+67.1%
Day's Range66% of range
Rs 16.01
LowRs 15.10
HighRs 16.47
52-Week Range91% of range
Rs 16.01
LowRs 8.10
HighRs 16.78

03Key Metrics

Valuation, profitability, structure, and risk in one grid

22.2xTrailing annual EPS
Rs 0.72Latest annual · basic
0.86xBook Rs 18.65
No recent payout
0.89Lower than market
Rs 16.14BMid cap
20.0%202M shares
Ratio n/a
4.0%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

Latest Payout

Per Share
Yield (last FY)
Payout Ratio
0.0%
Announced

Dividend Per Share Trend

2021
Rs 0.60
2022
Rs 0.00
2023
Rs 0.00
2024
Rs 0.00
2025
Rs 0.00

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

SBL's market capitalisation stands at Rs 16.14B as of 29 Jul 2026 up 67.3% over the past 12 months (from Rs 9.65B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Net Sales / Revenue7,7229,0139,3104,9785,7775,040
Administrative Expenses5,4915,2964,7654,0463,3792,984
Profit Before Tax1,5561,5502,193-9261,3041,668
Taxation829850958498515657
Profit After Tax7277001,235-4287891,012
EPS - Basic (Rs)Rs 0.72Rs 0.69Rs 1.23Rs -0.42Rs 0.78Rs 1.00

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin9.4%

Net profit margin

Net profit ÷ revenue · %

0.0%5.0%10.0%15.1%20.1%20.1%FY2013.7%FY21-8.6%FY2213.3%FY237.8%FY249.4%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate53.3%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%13.7%27.4%41.1%54.8%39.4%FY2039.5%FY2143.7%FY2354.8%FY2453.3%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 16.14B

Rs 16.22BRs 11.42BRs 6.63BRs 1.83BJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 16.14B

Valuation & Capital Returns

What the market is paying for SBL, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings19.78x
Price to sales1.86x

Price to earnings

Period-end price ÷ EPS · times

0.00x4.94x9.89x14.83x19.78x7.50xFY2015.96xFY218.61xFY2313.33xFY2419.78xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
BUY

10-day SMA (Rs 13.86) is above the 30-day SMA (Rs 12.08). RSI at 76 is in overbought territory.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 13.86-13.43%Above
SMA 30Rs 12.08-24.56%Above
SMA 60Rs 10.97-31.47%Above
SMA 200Rs 12.04-24.77%Above
76Overbought
0 · Oversold305070100 · Overbought

At 76, momentum is elevated — above 70 may signal a near-term pullback.

MACD
Bullish Cross
  • MACD1.04
  • Signal0.91
  • Histogram+0.13
R2Resistance 2
Rs 20.73
29.5%
R1Resistance 1
Rs 18.37
14.7%
NOWCurrent
Rs 16.01
S1Support 1
Rs 11.75
-26.6%
S2Support 2
Rs 7.49
-53.2%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 38.70M
+140.24% MoMMargin financing
Rs 38.70M
+140.24% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for SBL on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %73.37%Most recent print
Average · 3M76.41%Mean over window
Change · 3M+12.19%First → last
Range · 3M49.5–98.7%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 20.0%Non-float · 80.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 10.08B
Total Shares1.01B
202M
20.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Samba Bank Limited is a banking company incorporated in Pakistan and is engaged in commercial banking and related services. The Bank is a subsidiary of the Saudi National Bank of the Kingdom of Saudi Arabia. The Samba Financial Group was merged into National Commercial Bank, KSA, and the new entity was renamed as Saudi National Bank (“SNB”).

Commercial Banks

Corporate Information

  • RegistrarFamco Share Registration Services (Pvt.) Limited 8-F, Next to Hotel Faran, Nursery, Block 6 P.E.C.H.S., Karachi, Pakistan
  • AuditorM/s. A.F. Ferguson & Co., Chartered Accountants (PWC Pakistan)
  • Websitewww.samba.com.pk
  • Address1st Floor, 19-Saleem Plaza, Blue Area, Jinnah Avenue, Islamabad, Pakistan
  • SectorCommercial Banks
  • Financial Year EndDecember

Key People

NameRole
RJRashid Jahangir
CEO
MIMustafa Ilyas
Chairperson
SZSyed Zia-ul-Husnain Shamsi
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Commercial Banks

How the cohort is moving — same-sector stocks by market cap

SBL vs Commercial Banks sector median

Median across 19 sector constituents · nulls excluded per metric

MetricSBLSector median
22.2x6.6x
0.0%7.1%
4.0%17.1%
1-Year Return+67.1%+24.6%
Rs 16.14BRs 152.21B

13Frequently Asked Questions

The most common questions investors ask about SBL

Frequently Asked Questions

SBL closed at Rs 16.01 on 29 Jul 2026, up 6.95% on the day, within a 52-week range of Rs 8.10–16.78. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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