Samba Bank Limited SBL
Rs 16.01
Vol18,512,128Updated10:3029 Jul 2026
01—At a Glance
The headline take on SBL — valuation, income, returns, and efficiency
Consolidated snapshot
02—Price & Performance
Closing prices across timeframes, returns, and range context
SBL — Price History
Daily closing series · toggle period below
03—Key Metrics
Valuation, profitability, structure, and risk in one grid
04—Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
Latest Payout
Dividend Per Share Trend
05—Financials & Earnings
Income, balance sheet, and key ratios from published accounts
SBL's market capitalisation stands at Rs 16.14B as of 29 Jul 2026 — up 67.3% over the past 12 months (from Rs 9.65B).
Financial Statements
How OGDC's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | Trend |
|---|---|---|---|---|---|---|---|
| Net Sales / Revenue | 7,722 | 9,013 | 9,310 | 4,978 | 5,777 | 5,040 | |
| Administrative Expenses | 5,491 | 5,296 | 4,765 | 4,046 | 3,379 | 2,984 | |
| Profit Before Tax | 1,556 | 1,550 | 2,193 | -926 | 1,304 | 1,668 | |
| Taxation | 829 | 850 | 958 | 498 | 515 | 657 | |
| Profit After Tax | 727 | 700 | 1,235 | -428 | 789 | 1,012 | |
| EPS - Basic (Rs) | Rs 0.72 | Rs 0.69 | Rs 1.23 | Rs -0.42 | Rs 0.78 | Rs 1.00 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Net profit margin | 9.4% |
Net profit margin
Net profit ÷ revenue · %
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY25
| Ratio | Value |
|---|---|
| Effective tax rate | 53.3% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 16.14B
Valuation & Capital Returns
What the market is paying for SBL, and what it returns to shareholders
Latest · FY25
| Ratio | Value |
|---|---|
| Price to earnings | 19.78x |
| Price to sales | 1.86x |
Price to earnings
Period-end price ÷ EPS · times
06—Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 13.86) is above the 30-day SMA (Rs 12.08). RSI at 76 is in overbought territory.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 13.86 | -13.43% | Above |
| SMA 30 | Rs 12.08 | -24.56% | Above |
| SMA 60 | Rs 10.97 | -31.47% | Above |
| SMA 200 | Rs 12.04 | -24.77% | Above |
At 76, momentum is elevated — above 70 may signal a near-term pullback.
- MACD1.04
- Signal0.91
- Histogram+0.13
07—Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
Leverage Composition
MTS · MFS stacked over the selected window
No blank sales
No net blank (short) sales reported for SBL on the latest PSX DFC report.
08—Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 16 Jul 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
10—About the Company
Business description, governance, and corporate information
Samba Bank Limited is a banking company incorporated in Pakistan and is engaged in commercial banking and related services. The Bank is a subsidiary of the Saudi National Bank of the Kingdom of Saudi Arabia. The Samba Financial Group was merged into National Commercial Bank, KSA, and the new entity was renamed as Saudi National Bank (“SNB”).
Corporate Information
- RegistrarFamco Share Registration Services (Pvt.) Limited 8-F, Next to Hotel Faran, Nursery, Block 6 P.E.C.H.S., Karachi, Pakistan
- AuditorM/s. A.F. Ferguson & Co., Chartered Accountants (PWC Pakistan)
- Websitewww.samba.com.pk
- Address1st Floor, 19-Saleem Plaza, Blue Area, Jinnah Avenue, Islamabad, Pakistan
- SectorCommercial Banks
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
RJRashid Jahangir | CEO |
MIMustafa Ilyas | Chairperson |
SZSyed Zia-ul-Husnain Shamsi | Company Secretary |
Reports & Filings
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sept 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sept 2024PDF
- Quarterly Report — 30 Jun 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
11—Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 21 Jul 2026Management Change
- 02 Jul 2026Others
- 24 Jun 2026Financial Results
- 30 Apr 2026Board Meeting
- 30 Apr 2026Financial Results
- 24 Apr 2026Board Meetings
- 24 Apr 2026Others
- 23 Apr 2026Financial Results
12—Peers in Commercial Banks
How the cohort is moving — same-sector stocks by market cap
SBL vs Commercial Banks sector median
| Metric | SBL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | 22.2x | 6.6x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | 0.0% | 7.1% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | 4.0% | 17.1% |
| 1-Year Return | +67.1% | +24.6% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 16.14B | Rs 152.21B |
Commercial Banks · sector heat
13—Frequently Asked Questions
The most common questions investors ask about SBL
Frequently Asked Questions
SBL closed at Rs 16.01 on 29 Jul 2026, up 6.95% on the day, within a 52-week range of Rs 8.10–16.78. Prices on this page refresh through the trading day; log in to BSL for live quotes.
Samba Bank Limited is a banking company incorporated in Pakistan and is engaged in commercial banking and related services. See About the Company on this page for the full profile, management, and corporate information.
SBL has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No — SBL is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. SBL is not currently on the PSX Shariah-compliant list.
SBL trades at 22.2x earnings against a Commercial Banks median of 6.6x. The full comparison table and peer list are in the Peers section, or explore the Commercial Banks sector page.
Like all Pakistani banks, Samba Bank Limited prices most of its lending off KIBOR, so the rate cycle drives its spread income: rising KIBOR generally widens lending margins, while falling rates compress them but lift loan demand and bond valuations. Track the benchmark on the daily KIBOR rates page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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