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Soneri Bank Limited SNBL

Market closed

Rs 23.61

-0.39 (-1.62%)

Vol262,353Updated10:3029 Jul 2026

01At a Glance

The headline take on SNBL — valuation, income, returns, and efficiency

Consolidated snapshot

Soneri Bank Limited (SNBL) is a Commercial Banks company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, SNBL last traded at Rs 23.61 (-1.62% on the day) with a market cap of Rs 26.03B and a free float of 30.0%. Over the last 12 months the stock has returned -4.8%. Cash dividends declared over the trailing 12 months total Rs 1.50/share (yield 6.3%). The stock trades at a P/E of 5.7x.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

5.7x
Rs 4.13
1Y Return
-4.8%
Rs 26.03B

02Price & Performance

Closing prices across timeframes, returns, and range context

SNBL — Price History

Daily closing series · toggle period below

1M Return+4.0%
3M Return+17.0%
6M Return-12.5%
1Y Return-4.8%
Day's Range16% of range
Rs 23.61
LowRs 23.50
HighRs 24.20
52-Week Range41% of range
Rs 23.61
LowRs 17.12
HighRs 32.98

03Key Metrics

Valuation, profitability, structure, and risk in one grid

5.7xTrailing annual EPS
Rs 4.13Latest annual · basic
0.71xBook Rs 33.37
6.35%Rs 1.50/sh trailing 12m
0.99Lower than market
Rs 26.03BMid cap
30.0%331M shares
Ratio n/a
13.5%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

SNBL has paid Rs 1.50 per share in cash dividends over the trailing 12 months — a 6.3% yield at the last close. Its most recent payout was Rs 1.50/share, announced 29 Jan 2026 with book closure from 05 Mar 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 1.50
Trailing Yield
6.35%
Payout Ratio
36.3%
Announced
29 Jan 2026

Dividend Per Share Trend

2021
Rs 1.50
2022
Rs 1.00
2023
Rs 3.00
2024
Rs 3.00
2025
Rs 1.50

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
29 Jan 202631 Dec 2025 (YR)CashRs 1.50(15%)05 Mar 2026 – 12 Mar 2026
07 Feb 202531 Dec 2024 (YR)CashRs 1.75(17.5%)07 Mar 2025 – 13 Mar 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

SNBL's market capitalisation stands at Rs 26.03B as of 29 Jul 2026 down 5.2% over the past 12 months (from Rs 27.45B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Net Sales / Revenue35,17631,70229,21716,42415,22814,463
Administrative Expenses23,62219,20415,15412,11910,0398,858
Profit Before Tax11,60612,63812,3574,5545,1494,035
Taxation7,0496,7376,2822,6712,2951,634
Profit After Tax4,5585,9016,0751,8832,8542,400
EPS - Basic (Rs)Rs 4.13Rs 5.35Rs 5.51Rs 1.71Rs 2.59Rs 2.18

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin13.0%

Net profit margin

Net profit ÷ revenue · %

0.0%5.2%10.4%15.6%20.8%16.6%FY2018.7%FY2111.5%FY2220.8%FY2318.6%FY2413.0%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate60.7%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%15.2%30.4%45.6%60.7%40.5%FY2044.6%FY2158.7%FY2250.8%FY2353.3%FY2460.7%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 26.03B

Rs 35.19BRs 24.78BRs 14.37BRs 3.97BJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 26.03B

Valuation & Capital Returns

What the market is paying for SNBL, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings6.46x
Price to sales0.84x

Price to earnings

Period-end price ÷ EPS · times

0.00x1.61x3.23x4.84x6.46x4.56xFY203.75xFY215.85xFY221.91xFY233.31xFY246.46xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
BUY

10-day SMA (Rs 23.75) is above the 30-day SMA (Rs 23.41). RSI at 53 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 23.75+0.59%Below
SMA 30Rs 23.42-0.83%Above
SMA 60Rs 21.50-8.92%Above
SMA 200Rs 23.21-1.69%Above
53Neutral
0 · Oversold305070100 · Overbought

At 53, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD0.42
  • Signal0.59
  • Histogram-0.17
R2Resistance 2
Rs 27.42
16.2%
R1Resistance 1
Rs 25.52
8.1%
NOWCurrent
Rs 23.61
S1Support 1
Rs 22.06
-6.6%
S2Support 2
Rs 20.50
-13.2%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Rs 43.20M
Margin Trading System
Rs 87.31M
Margin financing
Rs 130.51M
+513.74% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

As of 16 Jul 2026

Rs 606.21K
Futures blank sales (Rs)
0.57%
Blank sale ÷ OI
0.09%
Blank sale ÷ free float

Futures Blank Sale Insights

Blank sale value vs OI and free float

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %52.06%Most recent print
Average · 3M75.54%Mean over window
Change · 3M-12.46%First → last
Range · 3M15.5–99.3%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 30.0%Non-float · 70.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 11.02B
Total Shares1.10B
331M
30.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Soneri Bank Ltd. was incorporated on September 28, 1991 as a public listed company under the companies ordinance, 1984. The Bank is engaged in banking services as described in the Banking Companies Ordinance, 1962.

Commercial Banks

Corporate Information

  • RegistrarTHK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
  • AuditorM/s. A.F. Ferguson & Company, Chartered Accountants
  • Websitewww.soneribank.com
  • Address2nd Floor, 307 - Upper Mall Scheme, Lahore
  • SectorCommercial Banks
  • Financial Year EndDecember

Key People

NameRole
AMAhsan Mushahid Siddiqui
CEO
AAAmin A. Feerasta
Chairperson
MAMuhammad Altaf Butt
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Commercial Banks

How the cohort is moving — same-sector stocks by market cap

SNBL vs Commercial Banks sector median

Median across 19 sector constituents · nulls excluded per metric

MetricSNBLSector median
5.7x6.6x
6.3%7.1%
13.5%17.1%
1-Year Return-4.8%+24.6%
Rs 26.03BRs 152.21B

13Frequently Asked Questions

The most common questions investors ask about SNBL

Frequently Asked Questions

SNBL closed at Rs 23.61 on 29 Jul 2026, down 1.62% on the day, within a 52-week range of Rs 17.12–32.98. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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