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Askari General Insurance Company Limited AGIC

Market closed

Rs 42.29

-0.37 (-0.87%)

Vol5,015Updated10:3029 Jul 2026

01At a Glance

The headline take on AGIC — valuation, income, returns, and efficiency

Consolidated snapshot

Askari General Insurance Company Limited (AGIC) is an Insurance company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, AGIC last traded at Rs 42.29 (-0.87% on the day) with a market cap of Rs 4.26B and a free float of 40.0%. Over the last 12 months the stock has returned -7.0%. Cash dividends declared over the trailing 12 months total Rs 5.00/share (yield 11.8%). The stock trades at a P/E of 4.9x.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

4.9x
Rs 8.69
1Y Return
-7.0%
Rs 4.26B

02Price & Performance

Closing prices across timeframes, returns, and range context

AGIC — Price History

Daily closing series · toggle period below

1M Return+1.0%
3M Return+18.8%
6M Return+7.3%
1Y Return-7.0%
Day's Range62% of range
Rs 42.29
LowRs 41.15
HighRs 42.99
52-Week Range53% of range
Rs 42.29
LowRs 30.11
HighRs 52.97

03Key Metrics

Valuation, profitability, structure, and risk in one grid

4.9xTrailing annual EPS
Rs 8.69Latest annual · basic
Book value n/a
11.82%Rs 5.00/sh trailing 12m
0.57Lower than market
Rs 4.26BSmall cap
40.0%40M shares
Ratio n/a
Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

AGIC has paid Rs 5.00 per share in cash dividends over the trailing 12 months — a 11.8% yield at the last close. Its most recent payout was Rs 2.50/share, announced 16 Mar 2026 with book closure from 21 Apr 2026. Annual dividend-per-share history back to 2016 is charted below.

Latest Payout

Per Share
Rs 2.50
Trailing Yield
11.82%
Payout Ratio
Announced
16 Mar 2026

Dividend Per Share Trend

2021
Rs 2.75
2022
Rs 2.90
2023
Rs 3.25
2024
Rs 4.10
2025
Rs 5.00

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
16 Mar 202631 Dec 2025 (YR)CashRs 2.50(25%)21 Apr 2026 – 28 Apr 2026
02 Oct 2025Rights40%06 Nov 2025 – 06 Nov 2025
28 Aug 202530 Jun 2025 (HYR)CashRs 2.50(25%)09 Sept 2025 – 10 Sept 2025
18 Mar 202531 Dec 2024 (YR)CashRs 2.50(25%)29 Apr 2025 – 29 Apr 2025

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

AGIC's market capitalisation stands at Rs 4.26B as of 29 Jul 2026 down 6.3% over the past 12 months (from Rs 4.54B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Other Income569372532022
Financial Charges412223261317
Profit Before Tax1,1171,060773540504560
Taxation422404340193137165
Profit After Tax695656433347367395
EPS - Basic (Rs)Rs 8.69Rs 8.30Rs 6.02Rs 4.82Rs 5.10Rs 5.50

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Earnings per shareRs 8.69

Earnings per share

EPS — Basic · Rs

Rs 0.00Rs 2.17Rs 4.35Rs 6.52Rs 8.69Rs 5.50FY20Rs 5.10FY21Rs 4.82FY22Rs 6.02FY23Rs 8.30FY24Rs 8.69FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate37.8%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%11.0%22.0%33.0%44.0%29.5%FY2027.2%FY2135.7%FY2244.0%FY2338.1%FY2437.8%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 4.26B

Rs 5.04BRs 3.55BRs 2.06BRs 567.57MJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 4.26B

Valuation & Capital Returns

What the market is paying for AGIC, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings4.36x

Price to earnings

Period-end price ÷ EPS · times

0.00x1.14x2.28x3.42x4.55x4.55xFY203.73xFY213.32xFY223.12xFY233.55xFY244.36xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
BUY

10-day SMA (Rs 42.41) is above the 30-day SMA (Rs 41.53). RSI at 54 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 42.41+0.29%Below
SMA 30Rs 41.53-1.79%Above
SMA 60Rs 39.53-6.53%Above
SMA 200Rs 38.84-8.16%Above
54Neutral
0 · Oversold305070100 · Overbought

At 54, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD0.66
  • Signal0.69
  • Histogram-0.03
R2Resistance 2
Rs 47.96
13.4%
R1Resistance 1
Rs 45.13
6.7%
NOWCurrent
Rs 42.29
S1Support 1
Rs 39.73
-6.1%
S2Support 2
Rs 37.16
-12.1%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

No leverage exposure reported

AGIC is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %90.53%Most recent print
Average · 3M89.85%Mean over window
Change · 3M-9.41%First → last
Range · 3M56.2–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 40.0%Non-float · 60.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.01B
Total Shares101M
40M
40.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Askari general insurance company limited was incorporated under the Companies Ordinance, 1984 (Repealed with the enactment of the Companies Act, 2017 on May 30,2017) as a public limited company on 12 April 1995. The Company is engaged in non-life insurance business comprising of fire, marine, motor, health and miscellaneous. The Company is a subsidiary of Army Welfare Trust.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited. 32-C, Jami Commercial Street # 2, DHA Phase 7, Karachi
  • AuditorM/s Yousaf Adil Charteted Accountants, Islamabad
  • Websitewww.agico.com.pk
  • Address3rd Floor, AWT Plaza, The Mall, Rawalpindi, Pakistan.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
AWAbdul Waheed
CEO
MGMaj Gen Syed Anis Akbar (Retd.)
Chairman
WAWaqas Ali
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

AGIC vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricAGICSector median
4.9x6.1x
11.8%7.4%
-4.5%
1-Year Return-7.0%+3.8%
Rs 4.26BRs 4.26B

13Frequently Asked Questions

The most common questions investors ask about AGIC

Frequently Asked Questions

AGIC closed at Rs 42.29 on 29 Jul 2026, down 0.87% on the day, within a 52-week range of Rs 30.11–52.97. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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