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Askari Life Assurance Company Limited ALAC

Market closed

Rs 22.00

-0.04 (-0.18%)

Vol51,176Updated10:3029 Jul 2026

01At a Glance

The headline take on ALAC — valuation, income, returns, and efficiency

Consolidated snapshot

Askari Life Assurance Company Limited (ALAC) is an Insurance company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, ALAC last traded at Rs 22.00 (-0.18% on the day) with a market cap of Rs 3.30B and a free float of 25.0%. Over the last 12 months the stock has returned +75.3%.

Prices through 29 Jul 2026 · FY data through FY22 · Quarterly through Mar-26

Rs -1.84
1Y Return
+75.3%
Rs 3.30B

02Price & Performance

Closing prices across timeframes, returns, and range context

ALAC — Price History

Daily closing series · toggle period below

1M Return-12.1%
3M Return+61.6%
6M Return+43.1%
1Y Return+75.3%
Day's Range67% of range
Rs 22.00
LowRs 21.80
HighRs 22.10
52-Week Range69% of range
Rs 22.00
LowRs 8.51
HighRs 27.99

03Key Metrics

Valuation, profitability, structure, and risk in one grid

Earnings n/a
Rs -1.84Latest annual · basic
9.21xBook Rs 2.39
No recent payout
0.74Lower than market
Rs 3.30BSmall cap
25.0%38M shares
Ratio n/a
-76.8%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

No dividend payouts on record for ALAC

PSX has no payout announcements for this company in the recent record. Some companies reinvest earnings rather than distribute them — check the Financials section for retained earnings.

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

ALAC's market capitalisation stands at Rs 3.30B as of 29 Jul 2026 up 94.7% over the past 12 months (from Rs 1.70B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY22FY21Trend
Net Sales / Revenue1,077.75600.42
Administrative Expenses241.53185.53
Operating Profit-274.62-242.05
Other Income11.775.57
Profit Before Tax-274.62-242.05
Taxation1.350.39
Profit After Tax-275.97-242.44
EPS - Basic (Rs)Rs -1.84Rs -1.61

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY22

RatioValue
Net profit margin-25.6%
EBIT margin-25.5%

Net profit margin

Net profit ÷ revenue · %

0.0%0.0%0.0%0.0%0.0%-40.4%FY21-25.6%FY22Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY22

RatioValue
Asset turnover0.66x

Asset turnover

Revenue ÷ total assets · times

0.00x0.17x0.33x0.50x0.66x0.52xFY210.66xFY22Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 3.30B

Rs 3.86BRs 2.72BRs 1.58BRs 434.70MJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 3.30B

Valuation & Capital Returns

What the market is paying for ALAC, and what it returns to shareholders

Latest · FY22

RatioValue
Price to book2.76x
Price to sales0.92x

Price to book

Period-end price ÷ book value · times

0.00x0.93x1.86x2.78x3.71x3.71xFY212.76xFY22Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 22.52) is below the 30-day SMA (Rs 23.31). RSI at 46 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 22.52+2.37%Below
SMA 30Rs 23.31+5.95%Below
SMA 60Rs 20.73-5.79%Above
SMA 200Rs 15.28-30.54%Above
46Neutral
0 · Oversold305070100 · Overbought

At 46, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.05
  • Signal0.28
  • Histogram-0.33
R2Resistance 2
Rs 27.31
24.1%
R1Resistance 1
Rs 24.65
12.1%
NOWCurrent
Rs 22.00
S1Support 1
Rs 20.32
-7.6%
S2Support 2
Rs 18.65
-15.2%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 1.55M
-90.61% MoMMargin financing
Rs 1.55M
-90.61% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for ALAC on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %85.80%Most recent print
Average · 3M81.56%Mean over window
Change · 3M+3.85%First → last
Range · 3M41.8–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 25.0%Non-float · 75.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.50B
Total Shares150M
38M
25.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Askari Life Assurance Company was incorporated in Pakistan on August 18, 1992 as a public limited company under repealed Companies Ordinance, 1984 (replaced by Companies Act, 2017). The Company is engaged in life insurance business including ordinary life business and accidental and health business. Army Welfare Trust is its parent company.

Insurance

Corporate Information

  • RegistrarTHK Associates (Private) Limited, Plot No. 32-C, Jami Commercial Street 2, D.H.A, Phase-VII, Karachi
  • AuditorM/s. BDO Ebrahim & Co - Chartered Accountants
  • Websitewww.askarilife.com
  • Address8th floor Army Welfare Trust AWT plaza The Mall , Rawalpindi
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
JZJehanzeb Zafar
CEO
MGMaj Gen Syed Anis Akbar (Retd.)
Chairperson
MNMuhammad Nadeem Rajput
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

ALAC vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricALACSector median
6.1x
7.4%
-76.8%-4.5%
1-Year Return+75.3%+3.8%
Rs 3.30BRs 4.26B

13Frequently Asked Questions

The most common questions investors ask about ALAC

Frequently Asked Questions

ALAC closed at Rs 22.00 on 29 Jul 2026, down 0.18% on the day, within a 52-week range of Rs 8.51–27.99. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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