PICIC Insurance Limited PIL
Rs 5.40
Vol11,422Updated10:3029 Jul 2026
01—At a Glance
The headline take on PIL — valuation, income, returns, and efficiency
Consolidated snapshot
02—Price & Performance
Closing prices across timeframes, returns, and range context
PIL — Price History
Daily closing series · toggle period below
03—Key Metrics
Valuation, profitability, structure, and risk in one grid
04—Dividend History & Yield
Payout track record, yield trend, and upcoming distribution
Latest Payout
Dividend Per Share Trend
05—Financials & Earnings
Income, balance sheet, and key ratios from published accounts
PIL's market capitalisation stands at Rs 189.00M as of 29 Jul 2026 — up 23.6% over the past 12 months (from Rs 152.95M).
Financial Statements
How OGDC's income and balance sheet have evolved
| PKR Millions | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | Trend |
|---|---|---|---|---|---|---|---|
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | |
| Financial Charges | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit Before Tax | -12 | 5 | 2 | 0 | 0 | 0 | |
| Taxation | 3 | 2 | 1 | 3 | 0 | 0 | |
| Profit After Tax | -15 | 3 | 1 | -3 | 0 | 0 | |
| EPS - Basic (Rs) | Rs -0.43 | Rs 0.10 | Rs 0.02 | Rs -0.09 | Rs -0.01 | Rs 0.00 |
All figures in PKR millions from published accounts.
Profitability & Returns
Margins, returns on capital, and earnings per share
Latest · FY25
| Ratio | Value |
|---|---|
| Earnings per share | Rs -0.43 |
Earnings per share
EPS — Basic · Rs
Financial Health
Coverage, leverage, and the strength of the balance sheet
Latest · FY24
| Ratio | Value |
|---|---|
| Effective tax rate | 40.0% |
Effective tax rate
Taxation ÷ profit before tax · %
Market cap trajectory
Close × current shares outstanding · current Rs 189.00M
Valuation & Capital Returns
What the market is paying for PIL, and what it returns to shareholders
Latest · FY24
| Ratio | Value |
|---|---|
| Price to earnings | 19.50x |
Price to earnings
Period-end price ÷ EPS · times
06—Technical Analysis
Trading signal, moving averages, momentum, and key levels
10-day SMA (Rs 5.39) is below the 30-day SMA (Rs 5.46). RSI at 48 sits in the neutral band.
Moving AverageThe average close over a set window (10/30/200 days) — smooths daily noise to reveal the trend.Read the full guide →
| Period | Value | vs Current | Position |
|---|---|---|---|
| SMA 10 | Rs 5.39 | -0.19% | Above |
| SMA 30 | Rs 5.46 | +1.17% | Below |
| SMA 60 | Rs 5.66 | +4.80% | Below |
| SMA 200 | Rs 5.28 | -2.21% | Above |
At 48, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.
- MACD-0.06
- Signal-0.04
- Histogram-0.02
07—Leverage Insights
MTS, margin financing, futures open interest, and combined exposure
No leverage exposure reported
PIL is not currently financed through MTS or margin financing (MFS), and shows no futures open interest or blank sales on the latest NCCPL/PSX reports.
08—Settlement Insights
UIN-wise settlement concentration and price context
Metrics and charts over the selected trailing window
Settlement % Trajectory
Solid = UIN settlement % · Dashed = 14-session EMA
As of 16 Jul 2026
Price vs Settlement
Close price (left axis) · UIN settlement % (right axis)
10—About the Company
Business description, governance, and corporate information
PICIC Insurance Limited was incorporated on April 23, 2004 as a public limited Company under the repealed Companies Ordinance, 1984 (replaced by Companies Act 2017) and registered as a non-life insurance company by the Securities and Exchange Commission of Pakistan (SECP) under the Insurance Ordinance, 2000. It is engaged in providing all classes of non-life insurance business.
Corporate Information
- RegistrarF.D. Registrar Services (SMC-Pvt) Ltd 1705, 17th Floor, Saima Trade Tower –A, I.I. Chundrigar Road, Karachi
- AuditorNaveed Zafar Ashfaq Jaffery & Co. Chartered Accountants
- Websitewww.picicinsurance.com
- Address3rd floor, Nadir House, I.I Chundrigar Road, Karachi
- SectorInsurance
- Financial Year EndDecember
Key People
| Name | Role |
|---|---|
MAMoiz Ali | CEO |
AMAbdul Muhammad (Acting) | Company Secretary |
Reports & Filings
- Quarterly Report — 31 Mar 2026PDF
- Quarterly Report — 30 Sept 2025PDF
- Quarterly Report — 30 Jun 2025PDF
- Quarterly Report — 31 Mar 2025PDF
- Annual Report FY2025PDF
- Quarterly Report — 30 Sept 2024PDF
- Quarterly Report — 30 Jun 2024PDF
- Quarterly Report — 31 Mar 2024PDF
Sourced from official PSX financial-report submissions.
11—Recent Announcements
Latest company filings as reported on PSX
Filings and disclosures from the PSX announcement feed
- 25 May 2026Board Meetings
- 22 May 2026Board Meetings
- 22 May 2026Board Meetings
- 19 May 2026Others
- 18 May 2026Others
- 07 May 2026Others
- 30 Apr 2026General Meeting
- 30 Apr 2026Financial Results
12—Peers in Insurance
How the cohort is moving — same-sector stocks by market cap
PIL vs Insurance sector median
| Metric | PIL | Sector median |
|---|---|---|
| P/E RatioShare price ÷ earnings per share — the price you pay for each rupee of annual profit. Compare within a sector.Read the full guide → | — | 6.1x |
| Dividend YieldTrailing-12-month cash dividends ÷ share price. A high yield can signal income — or a falling price.Read the full guide → | — | 7.4% |
| Return on EquityNet profit ÷ shareholders' equity — how hard the company works each rupee investors have put in.Read the full guide → | — | -4.5% |
| 1-Year Return | +25.0% | +3.8% |
| Market CapitalisationShare price × total shares — the company's full market value, and the basis for index weightings.Read the full guide → | Rs 189.00M | Rs 4.26B |
Insurance · sector heat
13—Frequently Asked Questions
The most common questions investors ask about PIL
Frequently Asked Questions
PIL closed at Rs 5.40 on 29 Jul 2026, up 2.08% on the day, within a 52-week range of Rs 3.00–7.25. Prices on this page refresh through the trading day; log in to BSL for live quotes.
PICIC Insurance Limited was incorporated on April 23, 2004 as a public limited Company under the repealed Companies Ordinance, 1984 (replaced by Companies Act 2017) and registered as a non-life insurance company by the Securities and Excha… See About the Company on this page for the full profile, management, and corporate information.
PIL has not declared a cash dividend in the recent PSX record — some companies reinvest earnings instead; see the Financials section. For income ideas, browse the highest dividend yield stocks on PSX.
No — PIL is not currently a KSE-100 constituent. See the full KSE-100 index constituents and weights. PIL is not currently on the PSX Shariah-compliant list.
A side-by-side comparison with the Insurance sector median — valuation, yield, and returns — is in the Peers section, or explore the Insurance sector page.
Annual reports for FY2025 are linked under Reports & Filings in the About section of this page, sourced from official PSX submissions.
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