PKGI logo

The Pakistan General Insurance Co. Ltd. PKGI

Market closed

Rs 20.96

-0.70 (-3.23%)

Vol51,016Updated10:3029 Jul 2026

01At a Glance

The headline take on PKGI — valuation, income, returns, and efficiency

Consolidated snapshot

The Pakistan General Insurance Co. Ltd. (PKGI) is an Insurance company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, PKGI last traded at Rs 20.96 (-3.23% on the day) with a market cap of Rs 1.05B and a free float of 10.0%. Over the last 12 months the stock has returned +89.9%. The stock trades at a P/E of 36.8x.

Prices through 29 Jul 2026 · FY data through FY25 · Quarterly through Mar-26

36.8x
Rs 0.57
1Y Return
+89.9%
Rs 1.05B

02Price & Performance

Closing prices across timeframes, returns, and range context

PKGI — Price History

Daily closing series · toggle period below

1M Return+13.8%
3M Return+6.4%
6M Return+48.5%
1Y Return+89.9%
Day's Range37% of range
Rs 20.96
LowRs 20.36
HighRs 21.99
52-Week Range38% of range
Rs 20.96
LowRs 8.01
HighRs 42.49

03Key Metrics

Valuation, profitability, structure, and risk in one grid

36.8xTrailing annual EPS
Rs 0.57Latest annual · basic
Book value n/a
No recent payout
0.17Lower than market
Rs 1.05BSmall cap
10.0%5M shares
Ratio n/a
Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

Latest Payout

Per Share
Yield (last FY)
Payout Ratio
Announced

Dividend Per Share Trend

2021
Rs 0.00
2022
Rs 0.00
2023
Rs 0.00
2024
Rs 0.00
2025
Rs 0.00

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

PKGI's market capitalisation stands at Rs 1.05B as of 29 Jul 2026 up 94.1% over the past 12 months (from Rs 540.00M).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24FY23FY22FY21FY20Trend
Other Income4511182636
Financial Charges000000
Profit Before Tax283268-305-42
Taxation013180
Profit After Tax283170-2913-42
EPS - Basic (Rs)Rs 0.57Rs 0.64Rs 1.52Rs -0.62Rs 0.28Rs -0.90

All figures in PKR millions from published accounts.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Earnings per shareRs 0.57

Earnings per share

EPS — Basic · Rs

Rs 0.00Rs 0.38Rs 0.76Rs 1.14Rs 1.52Rs -0.90FY20Rs 0.28FY21Rs -0.62FY22Rs 1.52FY23Rs 0.64FY24Rs 0.57FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Effective tax rate0.0%

Effective tax rate

Taxation ÷ profit before tax · %

0.0%40.0%80.0%120.0%160.0%160.0%FY214.4%FY233.1%FY240.0%FY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 1.05B

Rs 1.99BRs 1.40BRs 814.25MRs 224.62MJul 25Sept 25Nov 25Jan 26Mar 26May 26Rs 1.05B

Valuation & Capital Returns

What the market is paying for PKGI, and what it returns to shareholders

Latest · FY25

RatioValue
Price to earnings19.35x

Price to earnings

Period-end price ÷ EPS · times

0.00x4.84x9.68x14.51x19.35x12.54xFY213.94xFY2314.22xFY2419.35xFY25Period
Earlier periodsLatest period

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 18.95) is below the 30-day SMA (Rs 19.21). RSI at 59 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 18.95-9.59%Above
SMA 30Rs 19.21-8.37%Above
SMA 60Rs 19.54-6.78%Above
SMA 200Rs 19.11-8.83%Above
59Neutral
0 · Oversold305070100 · Overbought

At 59, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bullish Cross
  • MACD0.13
  • Signal-0.13
  • Histogram+0.26
R2Resistance 2
Rs 27.77
32.5%
R1Resistance 1
Rs 24.36
16.2%
NOWCurrent
Rs 20.96
S1Support 1
Rs 17.28
-17.5%
S2Support 2
Rs 13.61
-35.1%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 835.98K
Margin financing
Rs 835.98K
MTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for PKGI on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %91.11%Most recent print
Average · 3M82.35%Mean over window
Change · 3M+44.23%First → last
Range · 3M26.2–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 10.0%Non-float · 90.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 500.00M
Total Shares50M
5M
10.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

The Pakistan General Insurance Company Limited was incorporated in Pakistan as a public limited company on July 26, 1947 under the Companies Act, 1913 (now the Companies Act, 2017). The Company is engaged in providing general insurance services in spheres of Fire and property damage; Marine, aviation and transport, Motor and Miscellaneous.

Insurance

Corporate Information

  • RegistrarCorplink (Private) Limited Wing Arcade, 1-K Commercial Area, Model Town Lahore
  • AuditorM/s. Muhstaq & Co. Chartered Accountants
  • Websitewww.pgi.com.pk
  • AddressPGI House, 5-A Bank Square, Shahrah-e-Quaid-e-Azam, Lahore
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
MBMir Babar Ali (Acting)
CEO
MSMuhammad Shahzad Habib
Chairperson
SAShahzad Ahmad Khan
Company Secretary

11Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

PKGI vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricPKGISector median
36.8x6.1x
7.4%
-4.5%
1-Year Return+89.9%+3.8%
Rs 1.05BRs 4.26B

13Frequently Asked Questions

The most common questions investors ask about PKGI

Frequently Asked Questions

PKGI closed at Rs 20.96 on 29 Jul 2026, down 3.23% on the day, within a 52-week range of Rs 8.01–42.49. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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