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Pak Qatar General Takaful Limited PQGTL

Market closed

Rs 14.38

-0.08 (-0.55%)

Vol211,455Updated10:3029 Jul 2026

01At a Glance

The headline take on PQGTL — valuation, income, returns, and efficiency

Consolidated snapshot

Pak Qatar General Takaful Limited (PQGTL) is an Insurance company listed on the Pakistan Stock Exchange. As of 29 Jul 2026, PQGTL last traded at Rs 14.38 (-0.55% on the day) with a market cap of Rs 1.45B and a free float of 35.0%. Cash dividends declared over the trailing 12 months total Rs 1.00/share (yield 7.0%). The stock trades at a P/E of 7.9x.

Prices through 29 Jul 2026 · FY data through FY25

7.9x
Rs 1.83
1Y Return
Rs 1.45B

02Price & Performance

Closing prices across timeframes, returns, and range context

PQGTL — Price History

Daily closing series · toggle period below

1M Return-7.0%
3M Return+9.3%
Day's Range69% of range
Rs 14.38
LowRs 14.00
HighRs 14.55
52-Week Range43% of range
Rs 14.38
LowRs 10.25
HighRs 19.80

03Key Metrics

Valuation, profitability, structure, and risk in one grid

7.9xTrailing annual EPS
Rs 1.83Latest annual · basic
1.64xBook Rs 8.75
6.95%Rs 1.00/sh trailing 12m
0.67Lower than market
Rs 1.45BSmall cap
35.0%35M shares
Ratio n/a
13.3%Latest annual
Rs 10Per share

04Dividend History & Yield

Payout track record, yield trend, and upcoming distribution

PQGTL has paid Rs 1.00 per share in cash dividends over the trailing 12 months — a 7.0% yield at the last close. Its most recent payout was Rs 1.00/share, announced 09 Apr 2026 with book closure from 23 Apr 2026.

Latest Payout

Per Share
Rs 1.00
Trailing Yield
6.95%
Payout Ratio
Announced
09 Apr 2026

Dividend Per Share Trend

Not enough history for a trend yet — see the payout table below.

Payout History

Source: PSX company payouts

AnnouncedFor PeriodTypeAmountBook Closure
09 Apr 202631 Dec 2025 (YR)CashRs 1.00(10%)23 Apr 2026 – 30 Apr 2026

05Financials & Earnings

Income, balance sheet, and key ratios from published accounts

PQGTL's market capitalisation stands at Rs 1.45B as of 29 Jul 2026 down 6.6% over the past 12 months (from Rs 1.56B).

Financial Statements

How OGDC's income and balance sheet have evolved

PKR MillionsFY25FY24Trend
Net Sales / Revenue458.8353.64
Administrative Expenses381.53361.17
Other Income9.0118.59
Profit Before Tax167.59163.93
Taxation49.4250.15
Profit After Tax118.17113.79
EPS - Basic (Rs)Rs 1.83Rs 1.86

All figures in PKR millions from published accounts · quarterly statements not yet available for this company.

Profitability & Returns

Margins, returns on capital, and earnings per share

Latest · FY25

RatioValue
Net profit margin25.8%

Net profit margin

Net profit ÷ revenue · %

0.0%8.0%16.1%24.1%32.2%32.2%FY2425.8%FY25Period
Earlier periodsLatest period

Financial Health

Coverage, leverage, and the strength of the balance sheet

Latest · FY25

RatioValue
Asset turnover0.34x
Effective tax rate29.5%

Asset turnover

Revenue ÷ total assets · times

0.00x0.08x0.17x0.25x0.34x0.30xFY240.34xFY25Period
Earlier periodsLatest period

Market cap trajectory

Close × current shares outstanding · current Rs 1.45B

Rs 1.86BRs 1.31BRs 758.63MRs 209.28MFeb 26Mar 26Apr 26May 26Jun 26Jul 26Rs 1.45B

06Technical Analysis

Trading signal, moving averages, momentum, and key levels

Trading Signal
SELL

10-day SMA (Rs 14.31) is below the 30-day SMA (Rs 14.90). RSI at 46 sits in the neutral band.

As of29 Jul 2026

PeriodValuevs CurrentPosition
SMA 10Rs 14.31-0.49%Above
SMA 30Rs 14.90+3.60%Below
SMA 60Rs 14.45+0.46%Below
46Neutral
0 · Oversold305070100 · Overbought

At 46, momentum sits within the neutral band (30–70), suggesting balanced buying and selling pressure.

MACD
Bearish Cross
  • MACD-0.21
  • Signal-0.15
  • Histogram-0.06
R2Resistance 2
Rs 17.13
19.1%
R1Resistance 1
Rs 15.75
9.6%
NOWCurrent
Rs 14.38
S1Support 1
Rs 13.25
-7.8%
S2Support 2
Rs 12.13
-15.7%

07Leverage Insights

MTS, margin financing, futures open interest, and combined exposure

Not MTS-eligible
Rs 2.44M
-62.86% MoMMargin financing
Rs 2.44M
-62.86% MoMMTS + MFS combined

Leverage Composition

MTS · MFS stacked over the selected window

No blank sales

No net blank (short) sales reported for PQGTL on the latest PSX DFC report.

08Settlement Insights

UIN-wise settlement concentration and price context

Metrics and charts over the selected trailing window

Latest UIN %91.27%Most recent print
Average · 3M81.27%Mean over window
Change · 3M+15.58%First → last
Range · 3M39.5–100.0%Low–high

Settlement % Trajectory

Solid = UIN settlement % · Dashed = 14-session EMA

As of 16 Jul 2026

Price vs Settlement

Close price (left axis) · UIN settlement % (right axis)

09Share Structure & Capital

Float composition, capital base, and enterprise value

Free float · 35.0%Non-float · 65.0%

Free float vs locked-in holdings

Paid-Up CapitalRs 1.01B
Total Shares101M
35M
35.0%
Year EndDec
Enterprise Value

10About the Company

Business description, governance, and corporate information

Pak Qatar General Takaful Limited (the Company) was incorporated in Pakistan as an unquoted public company limited by shares on March 15, 2006 under the repealed Companies Ordinance, 1984 (now the Companies Act, 2017). The Company received Certificate of Registration on August 16, 2007 under Section 6 of the Insurance Ordinance, 2000. The main activity of the Company is to undertake general takaful business.

Shariah CompliantInsurance

Corporate Information

  • RegistrarM/s CDC Share Registrar Services Limited, CDC House, 99-B, Block-B, S.M.C.H.S, Main Shahrah-e-Faisal, Karachi
  • AuditorM/s Yousaf Adil Chartered Accountants, Karachi
  • Websitewww.pqgtl.com.pk
  • Address402-403 4th Floor Business Arcade, PECHS Block-6 Sharah-e-Faisal, Karachi.
  • SectorInsurance
  • Financial Year EndDecember

Key People

NameRole
SZSaqib Zeeshan
CEO
HEH. E. Sheikh Ali bin Abdullah Thani Jassim Al-Than
Chairperson
MKMuhammad Kamran Saleem
Company Secretary

Reports & Filings

Sourced from official PSX financial-report submissions.

11Recent Announcements

Latest company filings as reported on PSX

Filings and disclosures from the PSX announcement feed

12Peers in Insurance

How the cohort is moving — same-sector stocks by market cap

PQGTL vs Insurance sector median

Median across 29 sector constituents · nulls excluded per metric

MetricPQGTLSector median
7.9x6.1x
7.0%7.4%
13.3%-4.5%
1-Year Return+3.8%
Rs 1.45BRs 4.26B

13Frequently Asked Questions

The most common questions investors ask about PQGTL

Frequently Asked Questions

PQGTL closed at Rs 14.38 on 29 Jul 2026, down 0.55% on the day, within a 52-week range of Rs 10.25–19.80. Prices on this page refresh through the trading day; log in to BSL for live quotes.

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